Frequently Asked Questions

GBS Disclosure Statement

Article XVII

INSURANCE COVERAGE

6. Homeowners Insurance Requirement:  Each Owner shall, at their own expense, maintain in full force and effect a homeowners insurance policy (HO-3 or its equivalent) that provides coverage for the entire dwelling structure, including both interior and exterior components, all improvements, and personal property located within the Lot.  The policy shall also include personal liability coverage and loss of use coverge in the event the home becomes uninhabitable due to a covered loss.  

Some members have been under the mistaken belief that "city and county ordinances" prohibit this practice. We want to clarify the facts.

On July 1, 2024, the GBS Board contacted Larry Remmen, the Community Development Director for Detroit Lakes, to seek clarification on the "ordinance" concerning guest mooring at our marina. It was confirmed that mooring watercraft, including those of guests, is not prohibited by any city ordinance. Temporary mooring at our marina is entirely legal. Regarding the county, the county does not have jurisdiction over our marina.

However, it is important to note that renting slips to non-GBS residents is against city ordinance, and our conditional use permit strictly prohibits the addition of any new slips to our marina. We are limited to 28 slips, and exceeding this number could result in the loss of our marina. Aside from these regulations all other regulations pertaining to our marina are the responsibility of GBS to implement.

Additionally, regarding impervious space, our conditional permit allows us to maintain 30% impervious space, and we cannot exceed this limit. Mooring a watercraft at our marina will not trigger an impervious space inventory check.

We appreciate your attention to these important guidelines to ensure compliance and the continued enjoyment of our marina facilities.

If you have questions please contact gbshores@gmail.com.

While purchasing a home with a boat slip does guarantee that the homeowner will have a slip, the GBS boat slip location/spot does not necessarily transfer to the new owner when a home sells.  Considerations for slip spot/location are given to

1. Physical/Handicap; a homeowner with special needs would garner priority
2. Home Owner Seniority; years home owner has owned their home 
3. Electricity; slip owner needs electricity for lift or battery charger. 
4. Sea Legs; watercraft with sea legs will be placed on the inside of the Marina because water levels may not secure the boat in windy and high wave situations. 
5. Lift Wheel Side / Size of watercraft, left/right wheel, amount of water depth for navigability, specialty watercraft
6. Homeowners renting a slip from another Homeowner, that rental slip is always at the bottom of the list.

Boat slip location is decided annually by the Grounds/Marina sub-committee based on the criteria listed above.

Homeowners are responsible for the cost and maintenance, repair, and replacement of all elements of their dwelling.

Nominating Committee